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What is InsurPac?
As the federal government exercises more and more power over small business, the future of our industry becomes greatly dependent upon our ability to become engaged in the federal political process. The U.S. Congress regularly considers legislation that directly affects the livelihood of independent agents – from taxes, healthcare, and flood insurance to the overhaul of the insurance regulatory system. We are fortunate to have a strong federal government affairs team working for us through our membership in the Independent Insurance Agents & Brokers of America (IIABA). However, they can’t do it alone. It is vital that we, as small business owners and agents, play an active role in shaping the public policy debate and ultimately the laws that come out of Washington, D.C.

Through constant dialogue with Members of Congress and participation in numerous fundraising events, our federal government affairs staff has forged strong relationships with many influential policymakers and key congressional staff. That has been made possible in large part due to InsurPac, our federal political action committee. It solicits voluntary, personal contributions from agents throughout the country, and then distributes 100% of that money to Congressmen, Senators and candidates for federal office who support small business and the independent agency system. InsurPac is one of the largest federal PACs in the insurance industry, and is by far the largest property-casualty agent PAC.

2021 InsurPac Contribution Form

Here is a list of items IIABA Lobbyist are working on in 2021:

  • President Biden’s American Jobs Plan & American Families Plan
  • Tax Increases on the Horizon?

-Increase in corporate/individual tax rates;
-Increase in the capital gains tax rate;
-Elimination of “stepped-up” basis.

  • Attack on Employer Sponsored Healthcare:

-Medicare for All/Public Option impact.

  • Employee Classification Concerns/PRO Act
  • Major Changes Coming to the National Flood Insurance Program
  • Federal Intrusion into State Insurance Regulation: Attacks on Risk-Based Underwriting in Auto Insurance and increased role for FIO
  • Federal Legal Protections for IAs Working with Cannabis-Related Legitimate Businesses

Last year alone InsurPAC raised approximately $1.2 million. Of that total, approximately $14,000 came from Alabama agents. Just as relationships are critical with customers, they are equally important with legislators. Those groups with the largest PACs can support the most congressional campaigns, attend the most fundraising events, and develop the most relationships.

When it comes to the U.S. Congress, relationships beyond the Alabama delegation are vitally important. Consider the fact that the two most important congressional committees for agents in Alabama and beyond are chaired by a senator from Ohio and a congresswoman from California. Rest assured that your federal government affairs team, with the help of InsurPAC, is developing and strengthening relationships with these legislators and others that can affect your daily business.

Each year, AIIA is given a goal to reach to secure this success in Washington. AIIA reached its goal of $13,425 in 2020 for the first time since 2015; however AIIA ranks 38th amongst other state associations.

AIIA’s Executive Committee encourages each agency to give at least $100 per agency, if not more in to reach our 2021 goal of $17,500. We can do better as a state association with your HELP!!

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