June 22, 2004

 

AIIA Young Agents Conference is July 22-24 at the New Baytowne Village Resort

Come experience the new Sandestin Resort property – the beautiful Village of Baytowne Wharf. The Young Agents conference is July 22-24 this year, and will not overlap the back to school rush of August. Come experience a taste of New Orleans in this pedestrian setting. Full of shops, eateries and a rich atmosphere, the Village will be the perfect spot to mix business with pleasure. Speaker Steve Morgan is back by popular demand. His high energy and topics received great response the last time he joined us. His topics this year are “Four Phases of Attitude” and “Customer Relations.” We all know attitude plays in huge role in our daily interaction with customers. Fun events include a dolphin cruise for all ages and a golf tournament. Registration information is available online at www.aiia.org or call Nancy Crowe or Kim Kay at (205) 326-4129.

 

INDUSTRY NEWS: Work Comp for non-Florida Employees Working in Florida

June 20, 2004 -- Florida has began enforcement of their newly implemented state Work Comp laws that lead to surprise, shock, Stop Work Orders and large fines for out-of-state workers working in Florida. Florida’s Chief Financial Officer announced the completion of a sweep of construction sites across Florida in an effort to verify that employers are complying with state work comp insurance laws. During random statewide site visits, investigators made contact with over 900 businesses, including subcontractors, and issued more than 75 SWOs (Stop Work Orders) to halt operations because employees were not properly covered by work comp insurance in compliance with state law.

 

During 2003, lawmakers made several important reforms to the WC system in effort to stem the tide of rising premiums. As part of the reforms, the Division of Workers Compensation was granted greater enforcement authority to ensure businesses provide proper coverage. In 2003, Florida legislature required that:

 

Work Comp for non-Florida workers MUST be written on a Florida policy! This regulation applies to all states with contractors working in Florida. Recently, a Texas contractor was hit with a large fine for not having Florida-specific coverage. All employees were from Texas and eligible for Texas benefits, and the business owner had purchased appropriate coverage for work in any other state. However, the Florida protectionist legislation makes this illegal – only Florida benefits can protect a contractor while working in Florida.

 

Sunbelt General Agency Pledges $5,000 for AIIA Capital Campaign!
Please join AIIA in thanking Sunbelt General Agency in Montgomery for their $5,000 pledge to the new AIIA facility. We are pleased to have Sunbelt’s help on this project that will positively impact all members – both associate and agency. Thanks, Sunbelt General for supporting the Alabama Big “I” with your generous contribution.

 

AIIA Capital Campaign – Who Will Help Us Break $700,000

Exciting news! AIIA’s Building for Tomorrow’s Capital Campaign nears $700,000! Thanks to the following contributors who raised our pledge total to $686,250! We are so close to $700,000 – Will you help us reach our goal? Call in your pledge to AIIA today! 205-326-4129.

Trey Starke, The Starke Agency, Montgomery  $1,000

Paul Burkholder, Jr., Burkholder Insurance, Mobile  $1,000

Mitch Hurt, Howell-Hurt, Anniston  $1,000

Larry Pinkerton, The Turner Agency, Fayette  $1,000

Young Agent Contributor Ray Kilpatrick, Lamar Agency, Vernon  $400

Young Agent Contributor Larry Pinkerton, The Turner Agency, Fayette  $400

Vickie Morris, Insurance Place, Childersburg  $1,000

Young Agent Contributor Mandy Morris, Insurance Place, Childersburg  $400

Warren Johnston, Henninger, Johnson & Layton, Tuscumbia  $1,000

W. K. Thrasher, Thrasher Insurance Agency, Haleyville  $500

Leroy Clark, Clark Associates, Hoover  $1,000

Mary Foy Kirkland and Young Johnston, Young Johnston & Associates, Eufaula  $1,000

Thanks so much to all Capital Campaign Contributors! We cannot do it without your help!

 

INDUSTRY NEWS: Treasury Extends TRIA “Make Available” Provision

The U.S. Treasury Department announced Friday its decision to extend the “make available” provision of the Terrorism Risk Insurance Act (TRIA) through 2005. The provision requires that insurers must make terrorism coverage available. In making the announcement, Treasury Secretary John Snow said that TRIA has bolstered the confidence of the business community in the wake of the Sept. 11, 2001, terrorist attacks. The decision partially was based on a Treasury Department study that found a widespread belief that the “make available” provisions have contributed to TRIA’s effectiveness by providing terrorism risk insurance coverage offers that otherwise would have been unavailable. The department also found that the provision helped make terrorism risk coverage more affordable and available than it otherwise would have been. Additionally, the Big “I” praised the National Association of Insurance Commissioners (NAIC) for supporting a two-year extension of TRIA. The Big “I” and eight other organizations representing virtually the entire property-casualty insurance industry are asking Congress to renew TRIA. Separately, a study released last week by Marsh, Inc., shows that business’ appetite for terrorism risk insurance is on the upswing. Marsh found that about 44 percent of more than 600 public and private entities surveyed nationwide that had bought or renewed property coverage in the year’s first quarter also bought terrorism coverage. That figure compares with 32.7 percent of respondents to an earlier Marsh survey in the fourth quarter of 2003. The Big “I” believes the federal backstop is crucial to satisfying the need for terrorism insurance of American businesses. For more information, contact Charles Symington at (800) 221-7917 or charles.symington@iiaba.net.

 

EDUCATION OPPORTUNITIES

"Insuring Contractors" Class Coming to Alabama in July. Don't miss this practical course taught by Patrick Deem, CIC. Patrick is one of the nation's most highly sought after instructors and expert witnesses, with excellent practical knowledge on every line of insurance that is commonly written on contractors. Topics include general liability, business auto, contractual liability issues, builders risk, workers compensation and more. Questions from the class will be taken, so be sure to bring your questions. This course is approved for 6 hours CE credit. Class meets 8am until 3pm on July 27 in Mobile, July 28 in Montgomery, July 29 in Birmingham, and July 30 in Huntsville. Cost is only $80.00 for AIIA members! Space is still available in all cities, but we encourage early registration as this is a popular class. 

 

CIC, Personal Lines Institute, August 4-6, 2004. Registration is $325. Reserve your spot, as the next available Personal Lines Institute will be in November 2005!

 

EMPLOYMENT / AGENCY OPPORTUNITIES

Ø      Underwriter Needed. Underwriter needed for fast-paced MGA in Florence. NAI seeks an experienced E&S binding underwriter. www.nai1982.com Send resume and salary requirements to P.O. Box 2909, Florence, AL 35630.

Ø      C/L CSR Seeks Position. Licensed CSR with CISR designation seeks position in Birmingham area. Please contact Brenda Hope @ 205-791-2985.

Ø      C/L Lines Marketer Seeks Position. Experienced commercial lines marketer seeks agency position in the Mobile area performing marketing and/or agency management function. Contact Dick MacDonald at (251) 625-8971.

Ø      Seeking P&C Producer. Florence agency needs P&C producer. Please call (256) 766-2222 for more info.

Ø      PL CSR Seeking Position. Licensed personal lines CSR seeks position in Jefferson / Shelby County. 23 years of experience. Call Lavelle Huff at (205) 680-1799.

Ø      Seeking P&C Producers: Agency needs P&C producers in Alabama to sell top Auto insurance. For appointment or sponsorship, call (205) 795-2540.

Ø      Seeking Agents:  Birmingham area agency looking for agents to solicit surety accounts. Agency will provide office space and is willing to split commissions 50/50 with the agent on all business they produce. All inquires confidential. Send all inquiries to PO Box 449, Trussville, AL  35173.

Ø      Seeking Commercial Lines Assistant. Birmingham agency seeking experienced individual to assist Account Executives with customer service. Please submit resume to fax 205-930-0450, Attn: W. Cochrane or email to wcochrane@jrprewitt.com .